To a greater extent I think they have come more on the predicted lines for the HDFC and one was always looking at 30% plus kind of a growth coming into the profit and that has by and large come and is given because the model of this particular bank is absolutely simple in which one can easily predict.

If the credit growth is remaining about 20% then in private sectors banks like HDFC would always have the tendency to produce higher performance given the kind of lending model that they have and that is where I think you find larger amount of comfort.

In case of IndusInd too I think the numbers have largely on a positive side and that basically validates a view point that we are putting across that banks has a proxy to invest into the India infrastructure related story. They would be I think a far more safer bet comparatively.

Fortunately in many of the banks in PSU space particularly you have the stocks available at a far more comfortable level today then it was few months or six months back.

Probably you could also consider some of the banks like ICICI Bank or SBI where the valuation gives you a lot of comfort level for taking the investment call into the portfolio. So we would be generally like the banking space and within this I think these two banks which have got a little higher headroom compared to other peers into the same space.